Disclaimer

This website is published and maintained by BFO Wealth ("The Firm"). This page sets forth the terms and conditions under which the Firm provides information on www.bfowealth.com, as well as the terms and conditions governing your use of this website. By entering this website, it shall be deemed that you have read, understood and expressly accepted the terms and conditions of the agreement, which alone shall govern the desired transaction or provision of such service for all purposes, and shall be binding on you. All rights and liabilities of the user with respect to any services provided shall be restricted to the scope of this agreement. If you do not accept these terms and conditions, do not continue to use or access this website, or order any searches. Furthermore, the user agrees that the Firm may modify or alter the terms and conditions of the use of services provided on www.bfowealth.com without prior intimation or liability.

When choosing the services of www.bfowealth.com, the user hereby agrees that the use of the website is at user’s sole risk. Neither www.bfowealth.com, its owners, designers, promoters, affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that www.bfowealth.com will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of www.bfowealth.com, or as to the accuracy, reliability or content of any information, service, or merchandise provided through www.bfowealth.com.

www.bfowealth.com is provided on an “as is” basis without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws of the land as applicable.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action. www.bfowealth.com does not warrant that defects would be corrected or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not www.bfowealth.com) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The user specifically acknowledges that www.bfowealth.com is not liable for the defamatory, offensive or illegal conduct of other users and/or third-parties and that the risk of injury from the foregoing rests entirely with user.

In no event will www.bfowealth.com, or any person or entity involved in creating, producing or distributing www.bfowealth.com or the www.bfowealth.com software, be liable for any damages, including, without limitation, direct, indirect, incidental, special, consequential or punitive damages arising out of the use of or inability to use www.bfowealth.com. The user hereby acknowledges that the provisions of this section shall apply to all content on www.bfowealth.com. This section shall also extend to content being accessed by the user through any link provided on www.bfowealth.com.

In addition to the terms set forth above, neither www.bfowealth.com, nor its affiliates, information providers or content partners shall be liable regardless of the cause or duration, for any errors, in accuracies, omissions, or other defects in, or untimeliness or unauthenticity of, the information contained within www.bfowealth.com, or for any delay or interruption in the transmission there of to the user, or for any claims or losses arising there from or occasioned thereby. None of the foregoing parties shall be liable for any third-party claims or losses of any nature, including, but not limited to, lost profits, punitive or consequential damages. Neither www.bfowealth.com nor its affiliates, information providers or content provider warrant or guarantee the timeliness, sequence, accuracy or completeness of this information. Additionally, there are no warranties as to the results obtained from the use of the information on this website.

Terms and Conditions of Use

When accessing this website www.bfowealth.com, there are certain terms of use which the user agrees to abide by at all times. The terms of use are further elaborated in this page. The terms of use documentation is meant for your safety and security as well as the safety of BFO Wealth ("The Firm").

WEBSITE AND ITS CONTENTS

This website is only for your personal use. You shall not distribute, exchange, modify, sell or transmit anything you copy from this website, including but not limited to any text, images, audio and video, for any business, commercial or public purpose.

As long as you comply with the terms of these Terms and Conditions of Use, the Firm grants you a non–exclusive, non–transferable, limited right to enter, view and use this website. You agree not to interrupt or attempt to interrupt the operation of this website in any way.

You may only use this website to make legitimate purchase and/or seek information about the Firm and shall not use this website for any other purposes, including without limitation, to provide any speculative, false or information. You shall not make request in the name of fictitious person(s). You agree that you will not use any device, software or routine that would interfere or be reasonably expected to interfere with the normal working of this website. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane material or any material that could constitute or encourage acts or omissions that would amount to a criminal offense or attempt to commit a criminal offense, or give rise to civil liability, or otherwise violate any law. In addition, you are prohibited from posting or transmitting any information which (a) infringes the rights of others or violates their privacy or publicity rights, (b) is protected by patent, copyright, trademark or other proprietary right, unless with the express written permission of the owner of such right, (c) contains a virus, bug, worm or other harmful item or program that may damage, detrimentally interfere with, surreptitiously intercept and/or expropriate any system, data or important information, (d) create any liability for us or cause us to lose (fully or partially) the services of our ISPs or other suppliers, or (e) is used to unlawfully collude against another person in restraint of trade or competition. You shall be solely liable for any damages resulting from any infringement of copyright, trademark, or other proprietary right, or any other harm resulting from your use of this website.

COPYRIGHT POLICY

The Firm holds the copyright in respect of this website, and the content provided in this website, including the text, graphics, button icons, audio and video clips, digital downloads, data compilations and software, may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed without the written permission of the Firm, and/or its third party providers and distributors, except that you may download, display and print the materials presented on this website for your personal, non-commercial use only. You may not use any “robot,” “spider” or other automatic device, or a program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the webpages, data or content found on this website, in any case without the prior written permission of the Firm.

You agree that you will not transmit or otherwise transfer any webpages, data or content found on this website to any other computer, server, website, or other medium for mass distribution or for use in any commercial enterprise. Unauthorized use of this website and/or the materials contained on this website may violate applicable copyright, trademark or other intellectual property laws or other laws. You must retain all copyright and trademark notices, including any other proprietary notices, contained in the materials, and you must not alter, obscure or obliterate any of such notices. The use of such materials on any other website or in any environment of networked computers is prohibited.

OWNERSHIP

All materials on this website, including but not limited to audio, images, software, text, icons and such like (the “Content”), are protected by copyright under international conventions and copyright laws. You cannot use the Content, except as specified herein. You agree to follow all instructions on this website limiting the way you may use the Content.

There are a number of proprietary logos, service marks and trademarks found on this website whether owned/used by the Firm. By displaying them on this website, the Firm is not granting you any license to utilize those proprietary logos, service marks, or trademarks. Any unauthorized use of the Content may violate copyright laws, trademark laws, the laws of privacy and publicity, and civil and criminal statutes.

You may download such copy/copies of the Content to be used only by you, to help you make the purchase decision on products and services offered by the Firm. If you download any Content from this website, you shall not remove any copyright or trademark notices or other notices that go with it.

USER AGREEMENT

You hereby give up any and all claim that any use of such material violates any of your rights including moral rights, privacy rights, proprietary or other property rights, publicity rights, rights to credit for material or ideas, or any other right, including the right to approve the way the Firm uses such material.

Any material (other than personal data) submitted to this website may be adapted, broadcast, changed, copied, disclosed, licensed, performed, posted, published, sold, transmitted or used by the Firm anywhere in the world, in any medium, forever.

TRANSMITTED MATERIAL

Internet transmissions are never completely private or secure. You understand that any message or information you send to this website may be read or intercepted by others unless there is a special notice that a particular message (for example, credit card information) is encrypted (send in code). Sending a message to the Firm does not cause the Firm to have any special responsibility to you.

The copyright in the contents of this website belong to the Firm. Accordingly, the Firm reserves all rights. Copying of part or all the contents of this website without permission of the Firm is prohibited except to the extent that such copying/printing is necessary for the purposes of availing of the paid services provided.

PASSWORD PROTECTION

The Firm provides a username and password(s) to the customer to trade through this website and/or links provided through this website. Such username and password(s) is required to be entered by the customer to authenticate the identity of the user while placing orders/reviewing positions/modifying trades/etc. Such password(s) are located in encrypted form on highly secure database. Moreover, these password(s) are available only with the user who can change the same at regular time intervals to ensure further security. Any transaction done through this secure password(s) shall be deemed to be usage and operation done personally by the user and in physically and mentally stable state notwithstanding any loss, theft, hacking, etc. of the password(s); and the Firm shall not be required to check the identity of the person(s) operating the account at any point of time or the mental or physical stability of the user.

IDENTITY PROTECTION

The user understands, agrees and assumes fully responsibility for safeguarding and safekeeping of the password(s). The Firm will not be liable for any misuse and/or unauthorized use of password(s). The Firm does not request/require password(s) of its customers for any reason or under any condition. If the customer receives such a request from any person (either through email, physical mail, phone call, SMS, WhatsApp, Mobile call or any other form of communication) for revealing password(s), the customer should never divulge the password(s) and should inform the Firm immediately regarding the same. Furthermore, if the customer believes that the password(s) is compromised then the customer should immediately inform the Firm regarding the same through an email to info@bhagatfamilyoffice.com.

PROMOTIONS / OFFERS / SCHEMES / CONTESTS

Please note that in case of special offers, promotions or schemes additional terms and conditions of these offers, promotions, schemes or contests will be applicable in addition to these terms and conditions. You might have to adhere to the payment schedule prescribed under such offers, promotions, schemes or contests in order to be eligible to avail benefits under such offers, promotions, schemes or contests. If you fail to make the payment by the due date and/or do not comply with all the terms and conditions of the offer, promotion, scheme or contest you would not be entitled to receive the benefit under such offer, promotion, scheme or contest. The Promotions / Offers / Schemes / Contests can also be discounted at any time without giving any specific notice. Moreover, it is understood that the Firm has its clients for across different geographies and certain promotions, products, offers, schemes, contests, may not be applicable to the user based in a particular geography. The Firm reserves the right to determine the availability and eligibility for any product, service, promotion, offer, scheme, contest.